What goals do you have for the coming years? A new place to live? A good education for your children? Or do you finally want to put your big dreams into reality once you have retired?
With s Fonds Plan you can get closer to your ideas over an extended period of time, step by step, in small amounts. s Fonds Plan combines the traditional concept of saving with the return opportunities of securities. From EUR 50, with a fund of your choice!
With s Fonds Plan you regularly, for example once a month, invest in a fund of your choice. You automatically invest a fixed amount of money, thus buying fund shares at the respective issue price.
More favourable price due to the cost average principle
By investing a fixed amount every time, your average purchase price will be lower than for one-off purchases. The “cost average principle” is particularly beneficial for strongly fluctuating prices, as you can buy more shares when prices are low than when they are high.
More return thanks to the compound interest effect
Your income is automatically reinvested in the fund, which means it starts working for you immediately.
Automatic value adjustment
At your discretion your payments can be raised annually by a fixed percentage or amount (in EUR). This way you offset inflation.
You choose the investment period
At the end of your investment you can choose whether you want to withdraw or re-invest you capital or whether you want to have it paid out as supplementary private pension.
Please note: the sale of shares at lower prices may cause losses.
Our tip for you:
If you have already built capital, you can also have your invested capital paid out regularly, e.g. monthly, through the s Fonds Plan.
For more information on our s Fonds and to learn about possible risks, please visit our fund glossary.
This document is an advertisement. All data is sourced from ERSTE-SPARINVEST Kapitalanlagegesellschaft m.b.H. and Erste Asset Management GmbH, unless indicated otherwise. Our languages of communication are German and English.
The prospectus for UCITS (including any amendments) is published in Amtsblatt zur Wiener Zeitung in accordance with the provisions of the InvFG 2011 in the currently amended version. Information for Investors pursuant to § 21 AIFMG is prepared for the alternative investment funds (AIF) administered by ERSTE-SPARINVEST Kapitalanlagegesellschaft m.b.H. and Erste Asset Management GmbH, pursuant to the provisions of the AIFMG in connection with the InvFG 2011.
The fund prospectus, Information for Investors pursuant to § 21 AIFMG, and the key investor document/KID can be viewed in their latest versions at the web site www.erste-am.com or obtained in their latest versions free of charge from the domicile of the management company and the domicile of the custodian bank. The exact date of the most recent publication of the fund prospectus, the languages in which the key investor document is available, and any additional locations where the documents can be obtained can be viewed on the web site www.erste-am.com.
This document serves as additional information for our investors and is based on the knowledge of the staff responsible for preparing it at the time of preparation. Our analyses and conclusions are general in nature and do not take into account the individual needs of our investors in terms of earnings, taxation, and risk appetite. Past performance is not a reliable indicator of the future performance of a fund. Please note that investments in securities entail risks in addition to the opportunities presented here. The value of shares and their earnings can rise and fall. Changes in exchange rates can also have a positive or negative effect on the value of an investment. For this reason, you may receive less than your originally invested amount when you redeem your shares. Persons who are interested in purchasing shares in investment funds are advised to read the current fund prospectus(es) and the Information for Investors pursuant to § 21 AIFMG, especially the risk notices they contain, before making an investment decision.
Please consult the corresponding information in the fund prospectus and the Information for Investors pursuant to § 21 AIFMG for restrictions on the sale of fund shares to American citizens. Misprints and errors excepted.