1. What is a securities account?
A securities account is a separate account on which all your securities are recorded. This account is used to settle all your purchases, sales or transfers and to record your securities holdings. You can imagine it as a digital safe, where your securitized assets - your securities - are stored.
All fund units, shares or other securities are booked in a custody account. The securities behind it are held and managed by the custodian bank. The custodian bank of Erste Asset Management is Erste Group Bank.
2. What amount do you want to save?
You want to look into your future and plan your financial goals. If you are in the savings phase, then our savings calculator is interesting for you. You can calculate how much capital you can achieve under the assumption of the average, according to your considerations, both with a single premium and through regular savings.
3. How do you buy funds?
3. How do you buy funds?
Before you select a fund - either via our fund search or with your advisor - two more important tips.
First tip: Choose a distributing or an accumulating tranche
Most funds have a distributing or an accumulating variant. The distributing tranche distributes part of the income generated (e.g. interest, dividends, etc.) by crediting your current account on a certain date each year. With the accumulation variant, this income is automatically reinvested in the relevant fund. You do not have to do anything else for this. The accumulation variant is intended more for investors who wish to invest money in the long term.
Second tip: Select the identification number of the fund (the "ISIN")
On the fund web factsheet of Erste Asset Management you will find the so-called ISIN (International Securities Identification Number) on the overview page. The ISIN is a twelve-digit combination of letters and numbers and represents the identification of securities. For example, securities issued by Austrian issuers start with the country code AT for Austria.
Buy funds online
If you have an online account with Erste Bank and Sparkasse, you can buy the respective fund directly by clicking the "Buy" button. The ISIN will automatically be provided for you via your input mask. You can then decide for yourself how much you would like to invest in the respective fund. Search the fund conveniently either in our full text search or in the fund search and click on the desired fund.
Would you like to take a look at our fund universe?
From major equity companies to biotechnology and emerging nations - here you will find all our funds:
Do you need further help with fund selection?
Use the following contact options. We are here for you and look forward to receiving your enquiry!